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<filedesc>
<titlestmt>
<titleproper>A Guide to the Bedford County (Va.) Business Records, <date>1884-1943</date>
</titleproper>
<subtitle id="sort">Beford County (Va.) Business Records, 1884-1943
<num type="collectionnumber">
</num>
</subtitle>
<author>Jennifer Taylor
</author>
</titlestmt>
<publicationstmt>

<publisher> Library of Virginia
</publisher> <xi:include xmlns:xi="http://www.w3.org/2001/XInclude"  href="https://ead.lib.virginia.edu/vivaead/add_con/lva_address.xi.xml" />

<date type="publication">&#169; 2025 By The Library of Virginia. All Rights Reserved.
</date>
</publicationstmt>
</filedesc>
<profiledesc>
<creation>Machine-readable finding aid derived from MS Word, created by Jennifer Taylor, <date>10 March 2025</date>
</creation>
<langusage>Description is in
<language langcode="eng">English
</language>
</langusage>
</profiledesc>
</eadheader>
<frontmatter>
<titlepage>
<titleproper>A Guide to the Bedford County (Va.) Business Records, <date>1884-1943</date>
</titleproper>
<subtitle>A Collection in <lb/> the Library of Virginia
</subtitle>
<p id="logostmt">
<extptr xlink:actuate="onLoad" xlink:show="embed" xlink:type="simple" xlink:href="http://ead.lib.virginia.edu/vivaead/logos/lva.jpg"/>
</p>
<publisher>Library of Virginia
</publisher>
<date type="publication">2025
</date> 
<list type="deflist">
<defitem>
<label>Processed by: Greg Crawford
</label>
<item>
</item>
</defitem>
</list>
</titlepage>
</frontmatter>
<archdesc level="collection">
<runner placement="footer">Library of Virginia
</runner>
<did>
<head>Descriptive Summary
</head>
<repository label="Repository" encodinganalog="852$a">Library of Virginia
</repository>
<unittitle label="Title" encodinganalog="245$a">Bedford County (Va.) Business Records, 
<unitdate type="inclusive" label="Date" encodinganalog="245$f">1884-1943
</unitdate>
</unittitle>
<physloc label="Location">State Record Center-Archives Annex, Library of Virginia
</physloc>
<physdesc label="Physical Characteristics" encodinganalog="300$a"><extent>29 volumes</extent>.
</physdesc>
<langmaterial label="Language">
<language langcode="eng">English
</language>
</langmaterial>
<origination label="Collector" encodinganalog="110$a">Bedford County (Va.) Circuit Court
</origination>
</did>
<descgrp type="admininfo">
<head>Administrative Information
</head>
<accessrestrict encodinganalog="506$a">
<head>Access Restrictions
</head>
<p>Collection is open to research.
</p>
</accessrestrict>
<userestrict encodinganalog="540$a">
<head>Use Restrictions
</head>
<p>There are no restrictions.
</p>
</userestrict>
<prefercite encodinganalog="524$a">
<head>Preferred Citation
</head>
<p>Bedford County (Va.) Business Records, 1884-1943. [include volume title]. Local government records collection, Bedford County Court Records. The Library of Virginia, Richmond, Va. 23219.
</p>
</prefercite>
<acqinfo encodinganalog="541$a">
<head>Acquisition Information
</head>
<p>These records came to the Library of Virginia in transfers of court papers from Bedford County in an undated accession.
</p>
</acqinfo>
<processinfo>
<head>Processing Information
</head>
<p>Prior to 2024, the various business records in this collection were originally described as individual records, but they have been consolidated into one large business record for the locality.
</p>
<p>These records were processed by Greg Crawford in 2000.</p>
<p>Encoded by J. Taylor: March 2025.</p>
</processinfo>
</descgrp>
<bioghist encodinganalog="545$a">
<head>Historical Information
</head>
<p><emph render="bold">Context for Record Type:</emph> Business Records, both volumes and loose records, are in some cases transferred to the Library of Virginia as components of court record transfers. These business records in some cases were simply stored in the local court building for safe keeping by business owners. In other cases, business records (particularly ledgers, account books, etc.) may have been filed in a court case as an exhibit. These business record exhibits appeared both in chancery causes and in judgments, these records serving as exhibits for business dissolution cases, debut suits, and contract disputes.
</p>
<p><emph render="bold">Locality History:</emph> Bedford County was named probably for John Russell, fourth duke of Bedford, who served as secretary of state for the southern department from 1748 to 1751 and had general supervision of colonial affairs. It was formed from Lunenburg County in 1753, and parts of Albemarle and Lunenburg Counties were added in 1755. The county court first met on 5 May 1754. The county seat is the town of Bedford.</p>
</bioghist>
<scopecontent encodinganalog="520$a">
<head>Scope and Content
</head>
<p>Bedford County (Va.) Business Records, 1884-1941 is comprised of various records created by individuals and companies is pursuit of documenting business activities in and around Bedford County (Va.). Represented records largely consists of bound volumes such as ledgers, daybooks, minute books, cashbooks, certificates of deposits, registers of discounted bills, policy books, and a contract book.
</p>
</scopecontent>
<arrangement encodinganalog="351">
<head>Arrangement
</head>
<p>This collection is arranged into eleven series:
<list type="simple"><item>Series I: Business Records of the Bedford County Bank, 1910-1931</item>
<item>Series II: Business Records of the Citizen's National Bank, 1929-1941</item>
<item>Series III: Business Records of the Citizen's Bank of Huddleston, 1925-1943</item>
<item>Series IV: Business Records of the Farmer's Savings Bank, 1925-1940</item>
<item>Series V: Business Records of the Great Americans Insurance Company of New York, 1911-1920</item>
<item>Series VI: Business Records of the Nichols Supply Company, 1923-1934</item>
<item>Series VII: Business Records of the People's National Bank of Lynchburk, 1916-1930</item>
<item>Series VIII: Business Records of the Shanklin, Campbell, and Company, 1884-1887</item>
<item>Series IX: Business Records of the Tobacco Growers Cooperative Association, 1921-1924</item>
<item>Series X: Business Records of the Unidentified Bank, 1910-1923</item>
<item>Series XI: Business Records of the Unidentified Business, 1920-1930</item>
</list>
</p>
</arrangement>
<descgrp type="add">
<head>Adjunct Descriptive Data
</head>
<relatedmaterial encodinganalog="544$a">
<head>Related Material
</head>
<p>Additional Bedford County Court Records can be found on microfilm at The Library of Virginia.  Consult <extref xmlns:xlink="http://www.w3.org/1999/xlink" xlink:type="simple" xlink:href="https://www.lva.virginia.gov/public/local/results_all.asp?CountyID=VA159">"A Guide to Virginia County and City Records on Microfilm."</extref></p>

</relatedmaterial>
</descgrp>
<dsc type="in-depth">
<head>Contents List
</head>
<c01 level="series">
<did>
<unittitle label="Series I">Business Records of the Bedford County Bank,
<unitdate type="inclusive">1910-1931
</unitdate>
</unittitle>
<physloc>State Records Center
</physloc>
<physdesc><extent>17 volumes</extent>
</physdesc>
</did>
<scopecontent>
<p><emph render="bold">Scope and Content:</emph> The records of the Bedford County Bank are arranged into four series. The records consists of general ledgers, registers of discounted bills, a ledger, and a minute book.</p>
</scopecontent>
	<c02 level="subseries">
	<did>
	<unittitle label="Subseries A">General Ledgers of the Bedford County Bank, 
	<unitdate type="inclusive">1913-1930
	</unitdate>
	</unittitle>
	</did>
	<scopecontent>
	<p>The general ledgers of the Bedford County Bank recorded on a daily basis the bank's controlling accounts such as assets (capital stock, individual deposits, etc.,) and liabilities (expense account, loans, etc.,).
	</p>
	</scopecontent>
		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099203">General Ledger of Bedford County Bank, 
		<unitdate type="inclusive">1913-1916
		</unitdate>
		</unittitle>
		</did>
		</c03>

		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099204">General Ledger of Bedford County Bank, 
		<unitdate type="inclusive">1916-1919
		</unitdate>
		</unittitle>
		</did>
		</c03>
		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099205">General Ledger of the Bedford County Bank, 
		<unitdate type="inclusive">1922-1925
		</unitdate>
		</unittitle>
		</did>
		</c03>
		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099211">General Ledger of the Bedford County Bank, 
		<unitdate type="inclusive">1925-1929
		</unitdate>
		</unittitle>
		</did>
		</c03>

		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099206">General Ledger of the Bedford County Bank, 
		<unitdate type="inclusive">1929-1930
		</unitdate>
		</unittitle>
		</did>
		</c03>
	</c02>
	<c02 level="subseries">
	<did>
	<unittitle label="Subseries B">Registers of Discounted Bills, 
	<unitdate type="inclusive">1910-1930
	</unitdate>
	</unittitle>
	</did>
	<scopecontent>
	<p>The registers of discounted bills recorded loans granted by Bedford County Bank to individual customers. Information contained in the register includes names of individuals, businesses, and organizations receiving loan; names of individuals or collateral used to secure or endorse loan; date loan was given; length of loan (30-day, 60-day, 90-day, etc.,); due date of loan payment; total amount of loan; cash amount of interest to be paid on loan.
	</p>
	</scopecontent>
		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099241">Register of Discounted Bills, 
		<unitdate type="inclusive">1910-1913
		</unitdate>
		</unittitle>
		</did>
		</c03>

		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099247">Regiser of Discounted Bills, 
		<unitdate type="inclusive">1916-1919
		</unitdate>
		</unittitle>
		</did>
		</c03>
		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099246">Register of Discounted Bills of Bedford Coounty Bank, 
		<unitdate type="inclusive">1919-1921
		</unitdate>
		</unittitle>
		</did>
		</c03>

		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099245">Register of Discounted Bills of Bedford County Bank, 
		<unitdate type="inclusive">1921-1922
		</unitdate>
		</unittitle>
		</did>
		</c03>

		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099244">Register of Discounted Bills of Bedford County Bank, 
		<unitdate type="inclusive">1925-1925
		</unitdate>
		</unittitle>
		</did>
		</c03>

		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099243">Register of Discounted Bills of Bedford Couny Bank, 
		<unitdate type="inclusive">1925-1926
		</unitdate>
		</unittitle>
		</did>
		</c03>

		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099242">Register of Discounted Bills of Bedford County Bank, 
		<unitdate type="inclusive">1926-1927
		</unitdate>
		</unittitle>
		</did>
		</c03>

		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099235">Register of Discounted Bills of Bedford County Bank, 
		<unitdate type="inclusive">1927-1928
		</unitdate>
		</unittitle>
		</did>
		</c03>

		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099237">Register of Discounted Bills of Bedford County Bank, 
		<unitdate type="inclusive">1928-1929
		</unitdate>
		</unittitle>
		</did>
		</c03>

		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099236	">Register of Discounted Bills of Bedford County Bank, 
		<unitdate type="inclusive">1929-1930
		</unitdate>
		</unittitle>
		</did>
		</c03>
	</c02>
	<c02 level="subseries">
	<did>
	<unittitle label="Subseries C">Ledgers of the Bedford County Bank
	<unitdate type="inclusive">1910-1911
	</unitdate>
	</unittitle>
	</did>
	<scopecontent>
	<p>The ledger recorded daily checking accounts of customers. Includes names of customers, deposits, withdrawals, and balances. Dates covered are 1 Aug. 1910 to 15 July 1911.
	</p>
	</scopecontent>
		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099198">Individual Ledger of the Bedford County Bank, 
		<unitdate type="inclusive">1910-1911
		</unitdate>
		</unittitle>
		</did>
		</c03>

	</c02>

	<c02 level="subseries">
	<did>
	<unittitle label="Subseries D">Minute Books of the Bedford County Bank,
	<unitdate type="inclusive">1920-1931
	</unitdate>
	</unittitle>
	</did>
	<scopecontent>
	<p>The minute book of the Bedford County Bank recorded he annual meetings of the bank's stockholders and the monthly meetings of the bank's Board of Directors. Includes list of officers who were present at the meetings, elections of officers, and brief entries detailing business matters discussed at the meetings
	</p>
	</scopecontent>
		<c03 level="item">
		<did>
		<unittitle label="Barcode Number 1099199">Minute Book of the Bedford County Bank, 
		<unitdate type="inclusive">1920-1931
		</unitdate>
		</unittitle>
		</did>
		</c03>

	</c02>

</c01>
<c01 level="series">
<did>
<unittitle label="Series II">Business Records of the Citizen's National Bank, 
<unitdate type="inclusive">1929-1941
</unitdate>
</unittitle>
<physloc>State Records Center
</physloc>
<physdesc><extent>2 volumes</extent>
</physdesc>
</did>
<scopecontent>
<p><emph render="bold">Scope and Content:</emph>The business records of the Citizen's National Bank consist of two ledgers. 
</p>
</scopecontent>
	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099213">Detail Ledger of the Citizen's National Bank, 
	<unitdate type="inclusive">1929-1932
	</unitdate>
	</unittitle>
	</did>
	<scopecontent>
	<p>The detail ledger recorded the debts owed to the bank and payments of debts received from customers with surnames A-K and other banks. Bank customers include individuals, private organizations, churches, and businesses. The ledger also contains loose materials such as receipts and letters from customers.
	</p>
	</scopecontent>
	</c02>

	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099212">General Ledger of the Citizen's National Bank, 
	<unitdate type="inclusive">1930-1941
	</unitdate>
	</unittitle>
	</did>
	<scopecontent>
	<p>The ledger recorded the bank's controlling accounts such as demand deposits, receivers accounts, loans and discounts, assets, and expenses.
	</p>
	</scopecontent>
	</c02>
</c01>
<c01 level="series">
<did>
<unittitle label="Series III">Business Records of the Citizen's Bank of Huddleston,
<unitdate type="inclusive">1925-1943
</unitdate>
</unittitle>
<physloc>State Records Center
</physloc>
<physdesc><extent>1 volume</extent>
</physdesc>
</did>
<scopecontent>
<p><emph render="bold">Scope and Content:</emph>The business records of the Citizen's Bank of Huddleston consist of a ledger. The leder was kept by Hunter Miller, receiver for Citizens Bank of Huddleston located in Bedford County, Virginia. It recorded loans given to customers and the payment, or the failure of payment, of said loans. Entries include brief handwritten notes detailing receiver's efforts to recover past due loan payments for bank. Ledger also records individual deposits and overdrafts of customers as well as the bank's assets and liabilities.
</p>
</scopecontent>
	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099214">Ledger of the Citizen's Bank of Huddleston,
	<unitdate type="inclusive">1925-1943
	</unitdate>
	</unittitle>
	</did>
	</c02>
</c01>
<c01 level="series">
<did>
<unittitle label="Series IV">Business Records of the Farmers Savings Bank Incorporated, 
<unitdate type="inclusive">1925-1940
</unitdate>
</unittitle>
<physloc>State Records Center
</physloc>
<physdesc><extent>1 volume</extent>
</physdesc>
</did>
<scopecontent>
<p><emph render="bold">Scope and Content:</emph>The business records of the Farmers Savings Bank, Incorporated consist of a ledger. The volume recorded the loans, loan payments, overdrafts, certificates of deposit, and deposits of individual customers. It also records the general liabilities and expenses of the bank such as legal fees, audit fees, and interest payments.
</p>
</scopecontent>
	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099209">Ledger of the Farmers Savings Bank, 
	<unitdate type="inclusive">1925-1940
	</unitdate>
	</unittitle>
	</did>
	</c02>
</c01>
<c01 level="series">
<did>
<unittitle label="Series V">Business Records of the Great American Insurance Company of New York,
<unitdate type="inclusive">1911-1920
</unitdate>
</unittitle>
<physloc>
</physloc>
<physdesc><extent>1 volume</extent>
</physdesc>
</did>
<scopecontent>
<p><emph render="bold">Historical Information:</emph>Formerly known as the German American Insurance Company of New York, the insurance company changed its name in 1918 to the Great American Insurance Company of New York.
</p>
<p><emph render="bold">Scope and Content:</emph>The business records of the Great American Insurance Company of New York consist of a policy book. The volume belonged to R. A. Gilliam, a local insurance agent in Bedford County, Virginia for the Great American Insurance Company of New York. It records pertinent information of individual customers who purchased homeowner's insurance such as the policy number, length of policy, amount insured, rate of insurance, and amount of premium. Also included are copies of the insurance policies and some correspondence related to individual policies. Pages 50-69 are missing.</p>
</scopecontent>
	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099202">Policy Book of the Great American Insurance Company of New York, 
	<unitdate type="inclusive">1911-1920
	</unitdate>
	</unittitle>
	</did>
	</c02>
</c01>
<c01 level="series">
<did>
<unittitle label="Series VI">Business Records of the Nichols Supply Company,
<unitdate type="inclusive">
</unitdate>1923-1934
</unittitle>
<physloc>State Records Center
</physloc>
<physdesc><extent>2 volumes</extent>
</physdesc>
</did>
<scopecontent>
<p><emph render="bold">Scope and Content:</emph> The business records of the Nichols Supply Company consists of two ledgers. The volumes recorded the individual accounts of customers. The accounts show items purchased, amount owed, and payment of debts. Items sold include flour, field seeds, fertilizer, and farm implements.
</p>
</scopecontent>
	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099219">Ledger of the Nichols Supply Company, 
	<unitdate type="inclusive">1923-1927
	</unitdate>
	</unittitle>
	</did>
	</c02>

	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099218">Ledger of the Nichols Supply Company, 
	<unitdate type="inclusive">1928-1934
	</unitdate>
	</unittitle>
	</did>
	</c02>

</c01>
<c01 level="series">
<did>
<unittitle label="Series VII">Business Records of the People's National Bank of Lynchburg, 
<unitdate type="inclusive">1916-1930
</unitdate>
</unittitle>
<physloc>State Records Center
</physloc>
<physdesc><extent>1 volume</extent>
</physdesc>
</did>
<scopecontent>
<p><title render="bold">Scope and Content:</title>The business records of the People's National Bank of Lynchburg consists of a draft register. The volume recorded payments made to other institutions, most of which are banks.
</p>
</scopecontent>
	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099200">Draft Register of the People's National Bank, 
	<unitdate type="inclusive">1916-1930
	</unitdate>
	</unittitle>
	</did>
	</c02>
</c01>

<c01 level="series">
<did>
<unittitle label="Series VIII">Business Records of Shanklin, Campbell, and Company,
<unitdate type="inclusive">1884-1887
</unitdate>
</unittitle>
<physloc>State Records Cener
</physloc>
<physdesc><extent>1 volume</extent>
</physdesc>
</did>
<scopecontent>
<p><emph render="bold">SCope and Content:</emph>The business records of Shanklin, Campbell, and Company consists of a cashbook. The volume recorded the payments received from individual customers for purchases of merchandise and payments of the company's expenses (advertising, freight transportation, commodities, etc.,). Examples of merchandise sold include chickens, ham, butter, and stove eyes.
</p>
</scopecontent>
	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099210">Cashbook of Shanklin, Campbell, and Company,
	<unitdate type="inclusive">1884-1887
	</unitdate>
	</unittitle>
	</did>
	</c02>
</c01>
<c01 level="series">
<did>
<unittitle label="Series IX">Business Records of the Tobacco Growers Cooperative Association,
<unitdate type="inclusive">1921-1924
</unitdate>
</unittitle>
<physloc>State Records Center
</physloc>
<physdesc><extent>1 volume</extent>
</physdesc>
</did>
<scopecontent>
<p><emph render="bold">Scope and Content:</emph>The business records of the Tobacco Growers Cooperative Association consists of a contract book. The volume recorded the marketing agreement made between the cooperative and its members in Bedford County and contracts signed by the individual members acknowledging this agreement. Information contained in the contracts include the name and address of the member; date contract was signed; amount of tobacco produced in a given year; number of acres planted; and the type of tobacco grown (dark or bright).
</p>
<p><emph render="bold">Historical Information:</emph>The Tobacco Growers Cooperative Association was first organized in North Carolina in February 1922. It was a cooperative marketing association composed of tobacco producers in North Carolina, South Carolina, and Virginia.</p>
</scopecontent>
	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099207">Contract Book of the Tobacco Growers Cooperative Association,
	<unitdate type="inclusive">1921-1924
	</unitdate>
	</unittitle>
	</did>
	</c02>
</c01>
<c01 level="series">
<did>
<unittitle label="Series X">Business Records of an Unidentified Bank,
<unitdate type="inclusive">1910-1923
</unitdate>
</unittitle>
<physloc>State Records Center
</physloc>
<physdesc><extent>1 volume</extent>
</physdesc>
</did>
<scopecontent>
<p><emph render="bold">Scope and Content:</emph>The business records of an unidentified bank, perhaps Bedford County Bank, consists of a register of certificates of deposits. The volume recorded chronologically the certificates of deposit issued to individual customers. Information contained in the register includes the date the certificate of deposit was issued; the name of the individual the certificate was issued to; the value of the certificate; the rate of interest on the certificate; and the date when the certificate was paid.
</p>
</scopecontent>
	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099217">Register of Certificates of Deposits of an Unidentified Bank,
	<unitdate type="inclusive">1910-1923
	</unitdate>
	</unittitle>
	</did>
	</c02>
</c01>
<c01 level="series">
<did>
<unittitle label="Series XI">Business Records of an Unidentified Business,
<unitdate type="inclusive">1920-1930
</unitdate>
</unittitle>
<physloc>State Records Center
</physloc>
<physdesc><extent>1 volume</extent>
</physdesc>
</did>
<scopecontent>
<p><emph render="bold">Scope and Content:</emph>The business records of the unidentified business consists of a certificate of stock reigister, possibly from a bank. The volume recorded the name and residence of individual shareholders, the number of shares issued, the date they were issued, and the certificate number.
</p>
</scopecontent>
	<c02 level="item">
	<did>
	<unittitle label="Barcode Number 1099238">Certificate of Stock Register of an Unidentified Business,
	<unitdate type="inclusive">1920-1930
	</unitdate>
	</unittitle>
	</did>
	</c02>
</c01>




</dsc>
</archdesc>
</ead>




	

	
	
	
	

	


	
	
	
	

	
	




